The Indiana Golf Course Owners Association Insurance Agency is dedicated to offering comprehensive insurance solutions specifically designed for members, their families and their employees, providing the highest quality coverage at the lowest possible rate.

We Offer: 

Property and Casualty
Custom fit insurance programs designed by the INGCOA Insurance Agency and Secura Insurance Company.  Based on input from golf course owners serving on the INGCOA Board of Directors, Secura Insurance was chosen for it's comprehensive golf course insurance coverages, financial stability and their "A" rating status with A.M. Best Company.  To get started on an insurance quote, please complete the following questionnaire or call one of the representatives below:

 * Golf Course Questionnaire
Captures specific information about a golf course and the exposures
* Pollution Supplement
Identifies a golf course's exposure for a pollution incident and offer limits to $100,000 per occurence.
* Golf Course Owners Business Income Worksheet
Used to estimate what the actual loss would be for business interruption loss.

Workers Compensation
This coverage obligates the insurer to pay all compensation and other benefits required of the business by the workers compensation law or occupational disease law of Indiana. The coverage applies to bodily injury by accident and disease for on the job injuries. There is no dollar limit for benefits provided. Benefits are paid without regard to fault. This includes all necessary medical and rehabilitation costs associated with an on the job injury. Loss time wages is a component of the law, known as indemnity. The amount of payment is 2/3 of the average weekly wage, subject to the State of Indiana's current minimum and maximum weekly wage of $75 and $900 respectively. This is payable no sooner than two weeks from the 8th day after the loss date. Loss time wages are then paid bi-weekly. The State of Indiana requires employers to provide their workers with Worker's Compensation coverage subject to minimum statutory limits.

Group Health Insurance
The INGCOA Insurance Agency provides group health insurance plans for INGCOA members and staff. There is a minimum group requirement of two employees, however certain participation requirements apply. Deductibles are available from $250 to $5,000 with other available benefits such as group life insurance, dental, vision, long term and short term disability.

Individual/Family Health Insurance
We provide individual and family plans for INGCOA members, with deductible levels beginning at $250 up to $5000, including a health savings account (HSA) option. Individual dental and life insurance may also be included as a rider with additional minimal premium.

* INGCOAIA Individual Health Quote

Life Insurance
Millions of Americans have no life insurance coverage. Coverage limits are higher today, but those who have life insurance feel they are underinsured. Many U.S. households are not prepared for the death of a primary wage earner. Americans want more insurance but offer many excuses for not buying.....

* Life Insurance Quote Request

Homeowners and Automobile
You can save up to 30 percent on homeowner and automobile coverage through the INGCOA Insurance Agency. Several members have changed to our plan because of savings and the simplicity of making the change. We know the last thing anyone wants to do is dig out current policies and shop around, so we want to make it as easy as possible for you. Contact our Personal Lines Manager Jackie McGinnis at This e-mail address is being protected from spambots. You need JavaScript enabled to view it , or call 317-228-8522, or fax the quote form to Jackie at 317-471-1700. She will take care of you personally!

* Auto-Home Quote Form

Long Term Care
Research shows seven in ten individuals will need in-home care during their lives. One in two women and one in three men who reach age 65 will use nursing home services at some point in their lives. The current average cost for nursing home care in Indiana is approximately $50,000 per year. The cost will vary by geographic area and by facility. It is important to look into long term care insurance while still healthy enough to qualify for coverage. In addition, premiums are based on age at time of purchase. The younger you are, the less expensive the premium.

Disability Insurance
You may have life insurance, home insurance, and automobile insurance, but is your Income insured? Statistics show you are more likely to be injured in an accident than to die from one.

* A fatal injury occurs every five minutes, and a disabling injury occurs every second.
* While many people survive accidental injuries, many others live with serious illnesses.
* In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three.
* One in three adult men and women have some form of cardiovascular disease. High blood pressure is the most common form of cardiovascular disease.
* Advances in medicine are allowing us to live longer, however recovery from a serious illness or injury often requires time away from work.
* More than a quarter of stroke victims are under age 65.

* INGCOAIA Disability Quote Request

INGCOA Insurance Agency would like to help with all your insurance needs. If you are interested in any of the products we have available, please contact our representatives listed below or complete any of the forms herein and fax to David Paul at 317-471-1700.

E-mail:  This e-mail address is being protected from spambots. You need JavaScript enabled to view it